Final Expense Life Insurance

St. Louis, Missouri and Tri-State Area Insurance Specialists Provide Quality Insurance Solutions and Financial Planning Strategies for Seniors

A premier funeral insurance company prepares you and your family for the future

Are you considering final expense insurance? Even if you have the most responsible, financially stable adult children, having an insurance policy that covers funeral expenses relieves your loved ones of an additional burden.

The insurance professionals at Senior Health Solutions, LLC build a relationship with you, our client, so we can tailor your plan for expenses within a set budget to meet your wishes.

We offer a no-cost consultation and a free planning guide. We will discuss the benefits of final life insurance so you can determine if it an option for you and your family.

Burial insurance – advocating for your best interests

You may wonder what burial insurance costs as well as what it covers. Senior Health Solutions offers a variety of plans from multiple companies, with various guidelines and cost structures.

When purchasing burial insurance you name a beneficiary. This may be a family member or close friend. This gives you the flexibility of picking a funeral home when the time comes.

As your advocate, we go through the various options. We welcome you to bring family members in with you, as you discuss funeral or insurance-related discussions. Your family cares about your well-being and we want you to be comfortable with your decisions regarding final expenses.
How much does a typical funeral cost in Missouri?

Although funerals, like weddings, vary widely, the National Funeral Directors Association estimates that the average funeral costs more than $7000 .

Of course, prices vary based on your specific arrangements, which may include:


  • A wake/viewing
  • Burial or cremation (or both)
  • An elaborate celebration at a specific venue
  • Catering, flowers, musicians and other expenses
  • Costs and arrangements for a non-traditional funeral
  • If you wish to have a funeral in a different state – or even in another country – travel and other expenses
Our final wishes book helps you plan for a special celebration of life

As our gift to you, we provide a final wishes book. This resource walks you through the various aspects of funeral planning and helps you make decisions today, so your family and friends aren’t burdened with tough choices when the time comes. Contact our office today for your free final wishes book and consultation.

Contact Us

For answers regarding final expense insurance, make an appointment for your free consultation in our Saint Charles office
contact us for a final free wishes book
At Senior Health Solutions, LLC we provide every client with individual insurance plans and help you make the right choices so your family can have an unforgettable celebration of your time together and not be financially burdened after you're gone. We welcome you to make an appointment by calling (314) 266-1199 or contact us online. If you cannot come to us, we can come to you.
Our Partners

Important Information
How to enroll into Medicare
We can help you find a Medicare plan in your area to fit your needs. Once you decide on a plan we can walk you through the Medicare enrollment process.
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How much is the cost?
These are the basic costs for people with Medicare. If you want specific cost information (like whether you've met your deductible, how much you'll pay for an item or service you got, or the status of a claim)
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Do my doctors accept these plans?
Use this helpful link on the Medicare and Medicaid Services (CMS) website to find and choose Physicians and Other Healthcare Professionals enrolled in the Medicare program, as required by the Affordable Care Act (ACA) of 2010.
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What to do if you don't want a part D
If you want to drop your Medicare Prescription Drug Plan (Part D) and you don't want to join a new plan, you can do so during the Open Enrollment Period, between October 15–December 7 each year. The change goes into effect January 1 of the following year.
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Keeping your work benefits
Employer or union health coverage refers to health coverage from your, your spouse's, or other family member's current or former employer or union.
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Medicare - Advantage Plans
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
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