Hospital Indemnity Coverage

Seasoned Insurance Professionals Advise on Hospital Indemnity, Critical Illness and Cancer Treatment Insurance

Helping clients and their families afford extended medical treatment in the St. Louis area

One of the most daunting aspects of getting a grave medical diagnosis is the cost. At Senior Health Solutions, LLC, we don’t just help clients who are over 65. We also offer insurance options focused on the costs of cancer, critical illness and long-term care. In the US, medical bills lead to more people filing for bankruptcy than any other reason.

If you don’t have insurance and get a first-time cancer diagnosis, you may still qualify. Targeted insurance options, like cancer insurance, help families prevent overwhelming costs that could otherwise crush your finances.

How does hospital indemnity insurance work?

Health insurance experts provide sound advice If you are hospitalized, the unexpected costs can be formidable. Perhaps – without knowing it – you have had tests that were not covered by your primary insurance, or, due to a high deductible, you owe a large amount of money after a hospital stay. To prevent such sticker shock, Senior Health Solutions offers hospital indemnity plans. Hospital indemnity insurance policies are designed to help with expenses not covered by your health insurance policy and some policies pay regardless of network Although the specifics vary from plan to plan, in general, they pay a lump sum to cover uncovered hospital bills and other medical expenses related to a hospital stay. Most plans cover both illness and accident-related emergency visits and admissions.
Our informative insurance counsel identifies the right options for you

At Senior Health Solutions our job is to educate you. We provide you with a variety of products depending on your individual needs. Many clients come to us with questions. At your no-obligation, free appointment, we address:

Understanding critical illness insurance

Generally critical illness insurance offers lump-sum payouts for individuals with a serious illness diagnosis, which may require expensive, long-term care.

As policies, costs and coverage varies, our associates sit down and explain all your options clearly before choosing a critical illness insurance policy.

We offer cancer insurance in Missouri, Illinois and Arkansas

Health insurance experts provide sound advice Cancer is a group of diseases in which cells develop and spread abnormally. Although there are certain risk factors, anyone can get cancer. In the US approximately 78 percent of cancers occur in people who are age 55 or over. In Missouri alone, it is estimated that just fewer than 34,000 people receive new diagnoses of cancer per year. At Senior Health Solutions, we have coverage to offset the costs of cancer.

Contact Us

To prevent a devastating hit to your finances, call our St. Louis-area office for information about hospital indemnity and cancer insurance
Count on us to have the plan to fit your needs
If your family history has you concerned about cancer, or if you want extra coverage to take care of other out-of-pocket medical expenses. We pride ourselves on giving outstanding customer service and offer free, no-obligation appointments. As your advocates we listen to your concerns and find the right insurance options for your family.
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Important Information
How to enroll into Medicare
We can help you find a Medicare plan in your area to fit your needs. Once you decide on a plan we can walk you through the Medicare enrollment process.
How much is the cost?
These are the basic costs for people with Medicare. If you want specific cost information (like whether you've met your deductible, how much you'll pay for an item or service you got, or the status of a claim)
Do my doctors accept these plans?
Use this helpful link on the Medicare and Medicaid Services (CMS) website to find and choose Physicians and Other Healthcare Professionals enrolled in the Medicare program, as required by the Affordable Care Act (ACA) of 2010.
What to do if you don't want a part D
If you want to drop your Medicare Prescription Drug Plan (Part D) and you don't want to join a new plan, you can do so during the Open Enrollment Period, between October 15–December 7 each year. The change goes into effect January 1 of the following year.
Keeping your work benefits
Employer or union health coverage refers to health coverage from your, your spouse's, or other family member's current or former employer or union.
Medicare - Advantage Plans
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
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