Giving you the information you need to make smart choices for your family

Long-term medical care adds up. Whether getting help at home or in a nursing facility, costs can be daunting or even devastating to your budget. Each year an estimated 11 million American adults require long term care. To prevent a huge financial burden for your loved ones, consider investing in long term care insurance.

The experienced team at Senior Health Solutions, LLC can advise you of the various options and costs, so you can pick the most suitable plan. Having long term insurance helps prevent a financial burden from falling upon your children, grandchildren or other family members should you need expensive daily care.

A look at long term care from top-rated insurance companies

Long term insurance covers general care. While medical insurance focuses on certain expenses such as visits to a physician, and drug insurance covers medicine, long term care covers the costs of associated with daily attention, whether this be in the form of a daily or weekly home health care visit or living at an assisted-living facility (or something in-between). Having long term insurance coverage provides a financial buffer for expenses that can quickly add up to tens of thousands – even hundreds of thousands – of dollars per year. In-home help costs start at $21 per hour , semi-private rooms in a nursing home can start at more than $6000 per month. At such rates, it is easy to understand why health-related bills are the largest cause of personal bankruptcy.