Affordable Healthcare Enrollment Phase 2

Affordable Healthcare Enrollment Phase 2

There's still time to get the medical coverage you and your family need for 2015


After a bumpy start, the Affordable Care Act enrolled more than 15 million people who did not previously have health insurance, into affordable healthcare plans. Though many people experienced problems signing up during open enrollment, the kinks were eventually worked out, and people are now able to sign up for the health care they want and need.

Open enrollment for 2015 began on Nov. 15, and those who signed up over the first month were able to start their new health care coverage on Jan. 1, 2015. Those who missed the first deadline still have time to get affordable health insurance for 2015. Open enrollment will continue through Feb. 15, which gives people plenty of time to review the plans on the healthcare exchange, or to speak with an insurance specialist to find the right coverage options.

Those who signed up between Dec. 16 and Jan. 15 were able to begin their new health insurance on Feb. 1. Those who sign up now will have through Feb. 15 to get insurance coverage that begins on March 1.

Those who miss the Feb. 15 deadline will not have another opportunity to purchase health insurance in 2015. If you miss the second deadline, you will have to wait until open enrollment begins again in November 2015, with coverage starting in January 2016. Only those who experience a qualifying life event between now and then will be able to get an exception to this rule. A qualifying life event includes having a child, getting married or divorced. Without such an exception, you could be without vital health coverage for a full year if you do not act now.

Work with our knowledgeable St. Louis insurance specialists to find the right health care plan


Dozens of health insurance plans are available offering a variety of coverage options. Navigating the options for deductibles, co-pays, co-insurance and services covered can be overwhelming for many.

The St. Louis insurance specialists at Senior Health Solutions help you find the right health insurance plan quickly. We talk with you one-on-one about your needs, and explore an extensive database of healthcare plans from numerous insurance partners to recommend the perfect plan for you and your family. Meeting your needs is our goal. We specialize in healthcare solutions, and understand the unique needs that seniors have. Call us today at (636) 244-4415 or contact us online to start the search for the perfect health insurance plan. We serve customers in Missouri, Illinois and Arkansas.

Senior Health Solutions!
Count on us to have the plan to fit your needs
We serve clients throughout Missouri, Arkansas and Illinois, and is conveniently located just off 370 in St. Charles, MO. Call (636) 244-4415 or contact us online for an appointment.
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Important Information
How to enroll into Medicare
We can help you find a Medicare plan in your area to fit your needs. Once you decide on a plan we can walk you through the Medicare enrollment process.
How much is the cost?
These are the basic costs for people with Medicare. If you want specific cost information (like whether you've met your deductible, how much you'll pay for an item or service you got, or the status of a claim)
Do my doctors accept these plans?
Use this helpful link on the Medicare and Medicaid Services (CMS) website to find and choose Physicians and Other Healthcare Professionals enrolled in the Medicare program, as required by the Affordable Care Act (ACA) of 2010.
What to do if you don't want a part D
If you want to drop your Medicare Prescription Drug Plan (Part D) and you don't want to join a new plan, you can do so during the Open Enrollment Period, between October 15–December 7 each year. The change goes into effect January 1 of the following year.
Keeping your work benefits
Employer or union health coverage refers to health coverage from your, your spouse's, or other family member's current or former employer or union.
Medicare - Advantage Plans
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
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